Northeast Florida
Market Snapshot
Key metrics and area-by-area analysis for the Northeast Florida real estate market. Updated October 21, 2026. NEFAR's September 2026 report (released October 8, 2026) remains the latest published monthly market data, with NEFAR's October 2026 report expected around mid-November: the six-county median single-family price rose 1.1% to $399,000, closed sales fell 9.5% to 1,581, homes spent a median 36 days on market, active inventory stood at 6,287 homes (a 4.0-month supply), and the Home Affordability Index slipped to 81. Mortgage rates have now paused near their highest level since late 2023: Freddie Mac's weekly survey held the 30-year fixed at 7.40% for the week ending October 15, 2026 (unchanged from the prior week, with the 15-year at 6.71%), and daily marketplace averages eased further through October 19-21, with Bankrate at about 7.37% and Mortgage News Daily at 7.40% on October 20 and the Fortune/Mortgage Research Center conforming average at about 7.33% on October 21. Foreclosure data stands at ATTOM's August 2026 U.S. report (released September 17, 2026); ATTOM's September report had not been published as of October 21, and no September Duval County filing count had been published in the sources we track. Data sourced from the Northeast Florida Association of Realtors (NEFAR), realMLS via the St. Johns Citizen, ATTOM Data, Freddie Mac, Fortune/Forbes Advisor (Mortgage Research Center), Mortgage News Daily, Bankrate, Money.com, NerdWallet, U.S. News/Zillow, News4JAX, Action News Jax, the Jacksonville Business Journal, the Jacksonville Daily Record, Clay Today, Florida Politics, Hoodline, Momentum Realty, and FRED (St. Louis Fed).
Sources: NEFAR September 2026 six-county data (released Oct 8, 2026), as covered by News4JAX, the Jacksonville Daily Record, and Hoodline; St. Johns County September 2026 report (St. Johns Citizen / realMLS, Oct 19, 2026); Momentum Realty city snapshots (Oct 2026); Start Packing Up Jacksonville Housing Market update (Oct 2026); Freddie Mac Primary Mortgage Market Survey (week ending Oct 15, 2026); Mortgage News Daily and Bankrate (Oct 19-20); Fortune / Forbes Advisor Mortgage Research Center (Oct 21); Florida Politics / Clay Today (Oct 12-15); Action News Jax / Jacksonville Business Journal (Oct 16); ATTOM Data (August 2026 monthly U.S. report, released Sept 17, 2026; September report not yet published as of Oct 21, 2026)
What the Numbers Tell Us
The Northeast Florida housing market held its value in September 2026 even as sales slowed. According to the Northeast Florida Association of Realtors (NEFAR), released October 8, 2026, the six-county median single-family price rose 1.1% from August to $399,000 in September. Closed sales totaled 1,581, down 9.5% from August, with 1,591 pending sales and 2,199 new listings. Active inventory stood at 6,287 homes, a 4.0-month supply. Homes spent a median of 36 days on market, up from 31 in August. NEFAR's Home Affordability Index slipped to 81, below the 100 threshold that marks an affordable market, meaning the typical buyer still finds the median home a stretch at current rates. The county picture varied: Duval rose 3.6% to a $345,000 median with a median 29 days on market and its affordability index easing from 86 to 82; St. Johns inched up 2.5% year over year to $573,750 with 396 closed sales and a median 42 days on market, per the county's September report (St. Johns Citizen, October 19, 2026, based on realMLS data); Clay fell 4.1% to $355,000 with the region's best county-level affordability reading at 89; and Nassau jumped 9.3% to $496,500 with 96 closed sales and an affordability index of 68.5, the region's least affordable county. A separate city-level update for Jacksonville (Start Packing Up, October 2026) put the September single-family median at $405,000 across 1,679 closed sales, with a median 41 days on market and a 98.7% sale-to-list ratio. Since that report was published, the biggest market move has continued to be financing: mortgage rates reached their highest level since late 2023, with Freddie Mac's weekly survey at 7.40% for the week ending October 15, 2026, unchanged from the prior week and the first pause after seven straight weekly increases, while daily marketplace averages have eased further to about 7.33% to 7.44% through October 19-21, a development that still tightens affordability and raises the stakes for homeowners in adjustable loans or behind on payments.
The trend is consistent with the story that has been building all year: more inventory, more choices, longer seller timelines, and prices normalizing after years of rapid appreciation, rather than collapsing. The National Association of Realtors named Jacksonville a 2026 Hot-Spot market, and Zillow ranked it the #1 U.S. market for first-time homebuyers in April 2026. However, elevated mortgage rates, rising property insurance costs, and property taxes keep affordability compressed, and NEFAR's falling affordability index reflects a market where buyers are stretched even as they gain negotiating leverage. For distressed homeowners, a market that holds its value is helpful news: when values hold, a short sale or well-timed traditional sale can often pay off more of the mortgage than in a falling market, which can reduce or eliminate a deficiency a lender might pursue. As always, the right move depends on your specific situation, which is why a free consultation is worth your time before you make a decision.
By the Numbers
Each community in Northeast Florida has its own character and price point. Here is what to expect as of late October 2026, using NEFAR's September 2026 data (released October 8, 2026) as the latest published monthly figures, alongside fresher county and city-level reads where noted.
Jacksonville
Duval CountyLargest metro in NE Florida. As of October 21, 2026, NEFAR's September 2026 report (released October 8, 2026) is the latest published monthly data; NEFAR's October 2026 report is expected around mid-November. The Duval County single-family median rose 3.6% from August to $345,000 in September, with a median 29 days on market, 830 closed sales (down 9.1% from August), and about 3,139 active listings; the county's affordability index eased from 86 to 82. A separate city-level Jacksonville update (Start Packing Up, October 2026) put the September single-family median at $405,000 across 1,679 closed sales, with a median 41 days on market and a 98.7% sale-to-list ratio. The broader six-county region posted a $399,000 median (up 1.1%), 1,581 closed sales (down 9.5%), a Home Affordability Index of 81, and 6,287 active listings (a 4.0-month supply). Named a 2026 Hot-Spot market by NAR and ranked #1 nationally for first-time homebuyers by Zillow in April 2026. With Freddie Mac's weekly average at 7.40% and daily averages easing toward 7.4% and below, buying power remains compressed.
St. Augustine
St. Johns CountyHistoric charm drives continued interest. The freshest county read is the St. Johns County September 2026 report (St. Johns Citizen, October 19, 2026, based on realMLS data): the single-family median rose 2.5% year over year to $573,750, with 396 closed sales (down 11.4% year over year), a median 42 days on market, and active listings down 27.2% year over year to 1,469. For St. Augustine specifically, Momentum Realty's October 2026 city snapshot puts the 12-month median sale price near $430,000 with a median list price of $480,000 across about 1,273 active listings and roughly 47 days to contract, while Redfin's three-month median through September is $477,000. St. Johns County schools remain among Florida's best, keeping long-term demand intact. Figures vary by city, scope, and sale versus list price.
Ponte Vedra
St. Johns CountyUpscale coastal community and PGA Tour headquarters. Momentum Realty's October 2026 snapshot puts the Ponte Vedra Beach 12-month median sale price near $849,000 (up 3.1% year over year), with a median list price of $1.5 million across 275 active listings and roughly 44 days to contract; Resideline tracks a median closing of about $865,000 across 109 closings, and Movoto pegs the October 2026 median list price near $1.11 million. Ponte Vedra commands a large premium over broader St. Johns County, where the September county median is $573,750. Figures vary by city, beach community, and sale versus list price.
Orange Park
Clay CountyAffordable family-friendly community south of Jacksonville. NEFAR's September 2026 data put the Clay County median at $355,000, down 4.1% from August, with 219 closed sales (down 11.7%) across 954 active listings (a 4.4-month supply) and a median 48 days on market; the county's affordability index of 89 is the most favorable county-level reading in the region. For Orange Park specifically, Momentum Realty's October 2026 snapshot puts the median sale price near $338,000 (down 2.5% year over year) with roughly 149 homes for sale and about 43 days to contract. Strong military presence from NAS Jax continues to support demand.
Fernandina Beach / Yulee
Nassau CountyAmelia Island historic downtown and beaches, plus the growing bedroom community of Yulee. NEFAR's September 2026 data put the Nassau County single-family median at $496,500, up 9.3% from August, with 96 closed sales (down 19.3% from August), about 434 active listings (a 4.5-month supply), and an affordability index of 68.5, the region's least affordable county per Hoodline's October 9 coverage. Momentum Realty's October 2026 city snapshots put Fernandina Beach near a $465,000 median (down 1.8% year over year) with about 47 days to contract and roughly 285 homes on the market, and Yulee near $449,000 (up 4.3% year over year) with about 55 days to contract and roughly 150 homes on the market. As always in Nassau, figures vary by city, beach community, and sale versus list price.
Sources: NEFAR September 2026 (released Oct 8, 2026), as covered by News4JAX, the Jacksonville Daily Record, and Hoodline (Oct 8-9, 2026); St. Johns County September 2026 report (St. Johns Citizen / realMLS, Oct 19, 2026); Momentum Realty city snapshots for St. Augustine, Ponte Vedra Beach, Orange Park, Fernandina Beach, and Yulee (Oct 2026); Redfin St. Augustine housing market (Sept 2026); Resideline and Movoto Ponte Vedra Beach reads (Oct 2026)
Foreclosure Trends in Northeast Florida
Florida posted the nation's highest foreclosure rate in the first half of 2026, and the latest monthly data (ATTOM's August 2026 report, released September 17) still shows filings running well above a year ago. ATTOM's September 2026 report had not been published as of October 21, and no September Duval County filing count had been published in the sources we track, so August remains the freshest confirmed month. Florida also recorded the most foreclosure starts of any state in August at 3,189, per Yahoo Finance's October 5 coverage of ATTOM data. A separate October 13 snapshot of active foreclosure and bank-owned listings across Northeast Florida counted 8 active listings with a median list price of $402,000 and a 12-month median sold price of $182,500. Here is what the data shows and what it means for homeowners and investors. Data updated October 21, 2026.
Florida: 1 in every 2,397 housing units, down from the nation's worst in H1 2026. Source: ATTOM Data August 2026 report, released Sept 17, 2026
Jacksonville: 0.31% filing rate (1 in ~323 units), filings up 49.8% YoY in Q1. Source: ATTOM Data, H1 2026
Duval County led the First Coast region at ~47% YoY growth. Affects 1 in 1,467 housing units (national rate: 1 in 3,388). Source: Jacksonville Business Journal, June 2026; Fluid Realty
40,277 U.S. properties had filings, one in every 3,569 units; completed foreclosures up 42% YoY. Source: ATTOM Data, Aug 2026 report (released Sept 17, 2026)
What the Data Shows
Florida recorded the worst foreclosure rate in the nation during the first half of 2026, according to ATTOM Data's midyear report published July 17, 2026. The state posted a foreclosure filing rate of 0.27% of housing units, meaning one in every 373 Florida homes had a foreclosure filing. Statewide, 27,494 properties recorded foreclosure filings in H1 2026, representing a 33% increase year-over-year and a 37% increase from two years prior. In Q1 2026, Florida had 10,099 foreclosure starts, the second-most in the nation, with a filing rate of 1 in every 750 housing units (third-worst nationally). By June 2026 the state logged 4,871 foreclosure filings, or one per every 2,106 housing units, according to Florida Trend (July 27, 2026). Lis pendens filings in Florida have been running approximately 29% above the pre-COVID baseline through the 2025-2026 period, per industry data. In Northeast Florida specifically, Duval County foreclosure-start and lis pendens volume has reached levels not seen in the prior five years, per the Jacksonville Daily Record (2026), making this formal first step of Florida's judicial foreclosure process a growing early signal of distress in the region.
The Jacksonville metro area ranked #8 among the worst-hit U.S. metros, with a 0.31% foreclosure filing rate (one in every ~323 housing units) in H1 2026. In Q2 2026 alone, one in every 635 Jacksonville housing units received a filing, per ATTOM Data. Jacksonville foreclosure filings increased roughly 50% year-over-year in Q1 2026, one of the sharpest increases among large U.S. metros, and the metro ranked No. 11 among major metros (population 1 million or more) for its Q1 2026 filing rate. Florida ranked second nationally in foreclosure starts in both Q1 2026 (10,099 starts, behind Texas) and H1 2026 (20,358 starts; Texas led with 20,739). On the First Coast, foreclosure filings climbed 35% year-over-year, with Duval County leading the region at nearly 47% growth in foreclosure filings year-over-year according to the Jacksonville Business Journal (June 2026), affecting 1 in every 1,467 housing units compared to a national rate of 1 in 3,388. The most recent monthly data continues the trend: ATTOM's July 2026 U.S. Foreclosure Market Report (released August 27, 2026) counted 39,906 U.S. properties with foreclosure filings, up 10% from a year earlier (about 1 in every 3,603 housing units), with 26,648 foreclosure starts (up 10% YoY) and 4,764 bank repossessions (REOs, up 23% YoY). Florida ranked among the three worst states in July 2026. Foreclosure-listing sites showed roughly 1,323 Jacksonville-area foreclosure homes listed as of September 2026. Then came the freshest monthly read: ATTOM's August 2026 U.S. Foreclosure Market Report, released September 17, 2026, counts 40,277 U.S. properties with foreclosure filings, up 1% from July and 13% from a year earlier, with one filing per 3,569 housing units and completed foreclosures up 42% year-over-year. In a notable shift, Florida slipped from the nation's worst to third among states in August, with one filing per 2,397 housing units, behind South Carolina (one per 1,547) and Nevada (one per 1,920) according to ATTOM coverage from HousingWire and The MortgagePoint. A Jacksonville metro figure was not broken out in the August report coverage reviewed at publication time; the most recent metro-level ranking remains ATTOM's H1 2026 midyear report, which placed Jacksonville No. 8 among large U.S. metros at roughly 0.31% of housing units.
On the ground in Duval County, the freshest public-record data shows filings easing slightly. An analysis of Fourth Judicial Circuit records published September 16, 2026 by Helping Hand Homes FL counted 287 foreclosure cases filed in Duval County in August 2026, down from 310 in July and the lowest monthly count since April 2026. Foreclosure filings are public record through the Duval County Clerk of Courts, and scheduled foreclosure sales are listed at duval.realforeclose.com. As of October 21, 2026, no September 2026 filing count for Duval County had been published in the sources we track, and ATTOM's September 2026 U.S. Foreclosure Market Report had not yet been released. The pipeline of active cases continues to move through the courts: Duval County foreclosure auctions were scheduled for October 16, October 20, and November 3, 2026 per Jacksonville Daily Record legal notices. In the listings market, a snapshot of foreclosure and bank-owned homes in Northeast Florida dated October 13, 2026 counted 8 active foreclosure or bank-owned listings, with a median list price of $402,000 (about $173 per square foot) and a 12-month median MLS sold price of $182,500 across 30 recent sales, per Krista Fracke. One soft month does not erase the bigger picture: filing volume is still running well above the low base of recent years, and Florida remains among the nation's highest-foreclosure-rate states. But it is a reminder that monthly numbers move in both directions, and the only way to know where your situation stands is to look at your own notice or records, not a headline, and act while you still have options.
Nationally, foreclosure activity rose 21% year-over-year, with 227,548 U.S. properties having filings in H1 2026. Foreclosure starts rose 18% nationally (26% in January alone), and lenders completed 27,983 REOs, up 33% from H1 2025. The average time to complete a foreclosure fell to 563 days in Q2 2026, the shortest since 2013, as lenders process cases more efficiently. Foreclosure listings nationally reached a six-year high, and distressed properties sold for a median 27.2% below estimated value, per Florida Realtors (July 2026).
What's Driving the Increase?
The drivers are multi-faceted: post-pandemic forbearance programs have fully expired, property insurance costs in Florida have soared, elevated mortgage rates (now at their highest level since late 2023, with Freddie Mac's weekly survey at 7.40% for the week ending October 15, 2026, following the Fed's mid-September hike) have squeezed adjustable-rate borrowers, and post-Surfside condominium structural-reserve assessments have added financial pressure on condo owners. Life events such as job loss, divorce, and death of a loved one continue to be common triggers. Importantly, experts note that while the numbers are rising, current foreclosure activity remains well below the levels seen during the 2008-2016 housing crisis. As NEFAR's president noted in January 2026, the Northeast Florida market is "normalizing" rather than experiencing a distressed sell-off.
What This Means for Homeowners
If you are behind on mortgage payments or have received a lis pendens notice, you have options. The key is acting quickly. With over 30 years of experience in REO and distressed sales, I have helped hundreds of homeowners navigate short sales, loan modifications, deeds-in-lieu, and traditional sales. Every situation is different, and the right solution depends on your specific circumstances.
The most important thing to know: you do not have to face this alone. A free, no-pressure consultation can help you understand your options and choose the best path forward.
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Current Mortgage Rates
As of October 21, 2026. Rates shown are national averages from Freddie Mac, Mortgage News Daily, Bankrate, U.S. News/Zillow, Fortune/Forbes Advisor (Mortgage Research Center), Money.com, NerdWallet, USDALoans.com, and FRED. Your specific rate will depend on credit score, down payment, loan amount, and lender. As a licensed Mortgage Broker (NMLS#1851106), I can help you explore your financing options across 70+ lenders and 30+ mortgage programs.
Freddie Mac weekly survey, week ending Oct 15, 2026 (unchanged for a second week, the first pause after seven straight weekly increases, the highest since late 2023); 15-yr at 6.71%. Daily averages have since eased: Bankrate about 7.37% and Mortgage News Daily 7.40% on Oct 20; Fortune/Mortgage Research Center conforming about 7.33% on Oct 21
Money.com national average, Oct 20, 2026 (APR 7.96%); Fortune/Mortgage Research Center about 6.76% on Oct 21; top-credit quotes run lower (NerdWallet 5.38%, APR 6.11%); 3.5% minimum down payment
Money.com national average, Oct 20, 2026 (APR 7.01%); NerdWallet about 6.91% (Oct 21); 0% down for eligible veterans
USDALoans.com purchase average, Oct 19, 2026 (7.047%; refinance about 6.96%); FRED/Optimal Blue index 7.141% on Oct 16; USDA Direct 502 at 5.25% for eligible low- and very-low-income borrowers (USDA RD, effective Sept 1, 2026)
Sources: Freddie Mac Primary Mortgage Market Survey (week ending Oct 15, 2026; next reading due Oct 22, 2026); Money.com (Oct 20, 2026); Fortune / Forbes Advisor Mortgage Research Center (Oct 21, 2026); NerdWallet (Oct 21, 2026); Mortgage News Daily daily index (7.43% on Oct 19, 7.40% on Oct 20); Bankrate national average (7.37% on Oct 20, down 0.10% week over week); U.S. News/Zillow (7.447% on Oct 20); USDALoans.com (Oct 19, 2026); FRED/OBMMI USDA index (Oct 16, 2026); USDA Rural Development (Direct 502 at 5.25% effective Sept 1, 2026)
What This Means for Buyers
As of October 21, 2026, the 30-year conventional rate averaged 7.40% in Freddie Mac's weekly Primary Mortgage Market Survey for the week ending October 15, 2026, unchanged for a second consecutive week and still the highest weekly average since late 2023; the 15-year fixed averaged 6.71%. Freddie Mac's next weekly reading is due Thursday, October 22. Daily marketplace averages continued to ease through October 19-21 and now sit near their lowest levels since the climb stalled: Mortgage News Daily's index was 7.43% on October 19 and 7.40% on October 20, a level the outlet called the third-lowest in more than three weeks; Bankrate's real-time national average was about 7.37% on October 20, down 0.10% week over week; U.S. News, citing Zillow, put the 30-year purchase rate at 7.447% on October 20; and the Fortune/Mortgage Research Center conforming average was about 7.33% on October 21. Government-backed averages run below the conventional average on daily reads: FHA about 6.77% (Money.com, October 20) and 6.76% (Fortune/Mortgage Research Center, October 21), with top-credit quotes as low as about 5.4% (NerdWallet, October 21); VA about 6.84% (Money.com, October 20) to 6.91% (NerdWallet, October 21); and the USDA 30-year guaranteed purchase average about 7.05% (USDALoans.com, October 19), with USDA's direct Section 502 loan program at 5.25% for eligible low- and very-low-income borrowers (USDA Rural Development, rate effective September 1, 2026). As a licensed Mortgage Broker with access to 70+ lenders and 30+ types of mortgage programs, I can help you compare these programs side by side.
The notable story into late October: after seven straight weekly increases, Freddie Mac's survey has now held at 7.40% for two consecutive weeks, and daily averages have drifted down to roughly 7.3% to 7.4% across trackers, a meaningful ease from the early-October peak near 7.5% even though rates remain at their highest level since late 2023. That does not reverse a two-month climb, but it is the window buyers have been waiting for to compare programs and lock. The broader story still holds: the climb followed the Federal Reserve's September 15-16, 2026 decision to raise the federal funds rate by 25 basis points to a target range of 3.75% to 4.00%, its first hike since 2023, and the September dot plot signaled the possibility of one more quarter-point increase by year-end. Industry coverage describes the environment as an affordability squeeze for buyers, and every step up in rates reduces purchasing power. Not every tracker moves in exactly the same direction on any given day, which is why comparing across sources, and across loan programs, matters. FHA quotes vary widely by credit tier, and VA and USDA programs continue to offer 0% down options, an important advantage for first-time and move-up buyers. If you are pre-qualified, locking in a rate while the pause holds protects your buying power; once the market resumes its climb, that window closes. For homeowners in adjustable-rate loans about to reset, or behind on payments, higher rates make acting early more important than ever, because more of each payment goes to interest and less to principal. I have been a licensed Mortgage Broker since 1994 and can help you compare your options side by side, free of charge.
Market Headlines
Notable reports and articles about the Northeast Florida real estate market this year.
St. Johns County Sales Slowed in September as Prices Inched Up, New Report Shows
The St. Johns County September 2026 real estate report (St. Johns Citizen, October 19, 2026, based on realMLS data) shows the single-family median rising 2.5% year over year to $573,750 even as closed sales fell 11.4% to 396 and new pending sales slipped 13.6%. Homes sold in a median 42 days, down from 46 a year earlier, and active listings fell 27.2% year over year to 1,469, a supply picture that keeps the county among the tighter markets in Northeast Florida. For sellers in St. Johns, realistic pricing still drives results; for homeowners facing distress, values holding near record levels means acting early can protect more equity.
October 19, 2026 | St. Johns Citizen / realMLSNEFAR Summit Turns to Downtown Jacksonville's Future and the Amendment 3 Risk
The Jacksonville Daily Record reported October 16, 2026 that the Northeast Florida Association of Realtors' summit on Downtown Jacksonville's future featured The Market Distillery's Alex Stewart and a look at the risk Amendment 3 poses to the area's growth. The event underscores how much of the region's near-term market story is tied to Downtown's revival. For buyers and sellers, following where the region's jobs and development are heading remains part of any smart move in Northeast Florida.
October 16, 2026 | Jacksonville Daily Record / NEFARFreddie Mac's Weekly Survey Holds at 7.40% as Daily Averages Ease
Freddie Mac's Primary Mortgage Market Survey held the 30-year fixed rate at 7.40% for the week ending October 15, 2026, unchanged from the prior week, the first pause after seven straight weekly increases; the 15-year averaged 6.71%. Daily marketplace averages fell through the week: Mortgage News Daily's index was 7.33% on October 15 and 7.37% on October 16, and Bankrate's national average eased to about 7.45% on October 18 (down 0.10% week over week). Government averages by Bankrate on October 18: FHA about 7.24% and VA about 7.20% (down from 7.28% the prior week), with the USDA guaranteed index near 7.18%. The pause does not reverse a two-month climb, but it is the window for pre-qualified buyers to lock in a rate, and for homeowners in adjustable loans to review options early.
October 15-19, 2026 | Freddie Mac PMMS; Mortgage News Daily; Bankrate; U.S. News/Zillow; FRED/OBMMIOut-of-State Investor Group Buys 21 Jacksonville Homes, Plans About 100 a Year
Action News Jax reported October 16, 2026, drawing on the Jacksonville Business Journal, that Utah-based investor group Wealth Outside Wall Street bought 21 homes through Jacksonville's JWB Real Estate Capital, with plans to buy about 100 homes a year. The three-bedroom homes sit in workforce neighborhoods like Arlington, sold for roughly $270,000 each (about $65,000 below Duval County's August median of $335,000), and JWB says about 80% of its investors live outside Florida. The company's average rent of $1,516 a month runs about 27% below Zillow's Jacksonville average of $2,074. It is a concrete sign of how much outside capital is still flowing into Northeast Florida even as the market balances.
October 16, 2026 | Action News Jax / Jacksonville Business JournalNortheast Florida Sales Slide a Third Straight Month in September as Prices Hold
Florida Politics (October 12) and Clay Today (October 15) report that Northeast Florida closed sales fell for a third consecutive month in September, at 1,608, down 7.7% year over year, while the six-county median held at $398,566, up 2.8% year over year. It is one read of NEFAR's September data (NEFAR's own summary showed 1,581 closed sales, down 9.5% from August, with the median at $399,000). The shared message: prices are holding while sales cool, a balanced market where buyers gain leverage, sellers must price realistically, and distressed homeowners who act while values hold protect more equity.
October 12-15, 2026 | Florida Politics / Clay Today / NEFARJacksonville's September City-Level Numbers: $405,000 Median Across 1,679 Sales
A city-level Jacksonville housing update published in early October 2026 (Start Packing Up) puts the September single-family median at $405,000 across 1,679 closed sales, with a median 41 days on market and a 98.7% sale-to-list ratio. The city-level median sits just above NEFAR's six-county September median of $399,000, a reminder that Jacksonville itself commands a modest premium over the wider region even as the market balances.
October 14, 2026 | Start Packing Up, Jacksonville Housing Market updateOctober 13 Snapshot: 8 Active Foreclosure & Bank-Owned Listings in Northeast Florida
A market snapshot of foreclosures and bank-owned homes in Northeast Florida dated October 13, 2026 counted 8 active foreclosure or bank-owned listings with a median list price of $402,000 (about $173 per square foot) and a 12-month median MLS sold price of $182,500 across 30 recent sales, per Krista Fracke. The active-listing count is small, but the formal pipeline remains elevated: Duval County logged 287 foreclosure filings in August, and ATTOM's September U.S. report had not been published as of October 14.
October 14, 2026 | Krista Fracke / kristafracke.com; ATTOM DataNAR National Snapshot: September Existing-Home Sales Hold Near 4 Million With Prices Up 1.3%
The National Association of Realtors' October 13, 2026 housing snapshot put September existing-home sales at a 3.99 million seasonally adjusted annual rate, with inventory at 1.60 million homes and prices up 1.3%. The national read echoes the regional story: inventory is rebuilding, sales are cooling, and prices are holding rather than falling, a constructive backdrop for Northeast Florida homeowners facing distress to act while values remain firm.
October 13, 2026 | National Association of RealtorsNEFAR: Northeast Florida Median Home Price Rises to $399,000 in September as Affordability Slips
NEFAR's September 2026 report, released October 8, 2026, shows the six-county single-family median price at $399,000, up 1.1% from August, with 1,581 closed sales (down 9.5%), a median 36 days on market, 6,287 active listings (a 4.0-month supply), and the region's Home Affordability Index at 81. County by county: Duval rose 3.6% to $345,000, St. Johns eased 0.5% to $568,750 with a 3.7-month supply, Clay fell 4.1% to $355,000 with the region's best affordability reading, and Nassau jumped 9.3% to $496,500, the region's least affordable county. The takeaway: prices are holding while sales slow, buyers are gaining leverage, and affordability is the defining constraint at current rates.
October 8, 2026 | NEFAR / News4JAX / Jacksonville Daily Record / HoodlineFreddie Mac's Weekly Survey Rises to 7.40%, the Highest Since Late 2023
Freddie Mac's Primary Mortgage Market Survey put the 30-year fixed rate at 7.40% for the week ending October 8, 2026, up from 7.28% the prior week, the seventh straight weekly increase and the highest weekly average since late 2023; the 15-year averaged 6.73%. Daily marketplace averages have eased only slightly since, to about 7.46% on October 13 (Mortgage News Daily) and 7.47% on October 14 (Bankrate). Government-backed averages ran lower by survey: FHA about 6.93% and VA about 7.00% (Fortune/Mortgage Research Center, Oct 13-14), with USDA at 7.04%. For buyers, locking a rate now protects against further upward movement; for homeowners in adjustable loans or behind on payments, reviewing options early matters more than ever.
October 8-14, 2026 | Freddie Mac PMMS; Fortune/Mortgage Research Center; Mortgage News Daily; BankrateEarly 2027 Outlook: Jacksonville Market Still Described as Resilient With Buyers Stepping Up
Moving to Florida Guide's early-2027 outlook (October 6, 2026) includes an early-October Jacksonville update from expert Jeff Riber describing the market as resilient with buyers stepping up again, single-family inventory at roughly a 3.7-month supply (5.6 months for condos), and new listings spending longer on the market. Combined with NEFAR's September data, the read is a market normalizing rather than gyrating, which matters for distressed homeowners: when values hold, a short sale or well-timed traditional sale can protect more equity than in a falling market.
October 6, 2026 | Moving to Florida Guide / Jeff RiberMortgage Rates Sit at a Nearly Three-Year High as Buyer Demand Shrinks
CNBC reported October 7, 2026 that mortgage rates are sitting near a three-year high and that demand continues to shrink, citing the Mortgage Bankers Association's weekly survey: the average contract rate on conforming 30-year loans reached 7.49% for the week ending October 2, 2026. Daily national averages confirm the climb, with Mortgage News Daily at 7.56% and Bankrate at 7.55% on October 6, after Freddie Mac's weekly survey put the 30-year at 7.28% (the highest since late 2023) for the week ending October 1. For buyers, locking a rate today protects against further upward movement; for homeowners in adjustable loans or behind on payments, reviewing options early matters more than ever.
October 7, 2026 | CNBC / Mortgage Bankers Association; Mortgage News Daily; BankrateFreddie Mac's Weekly Survey Jumps to 7.28%, the Highest Since Late 2023
Freddie Mac's Primary Mortgage Market Survey put the 30-year fixed rate at 7.28% for the week ending October 1, 2026, up 25 basis points from 7.03% the prior week and up from 6.34% a year earlier. It was the sixth straight weekly increase and the highest weekly average since late 2023; the 15-year averaged 6.60%, up from 6.42%. Daily averages ran higher still: Mortgage News Daily showed 7.57% on October 2, Bankrate 7.49% on October 5, and Money.com 7.29% on October 2. FHA averaged about 7.20% to 7.21% and VA 7.21% to 7.24% over the same window (Bankrate, Oct 5; Mortgage News Daily, Oct 2), while USDA averaged 6.98% (FRED/OBMMI index, Oct 2). For buyers, locking a rate now protects against further upward movement; for homeowners in adjustable loans or behind on payments, reviewing options early matters more than ever.
October 1-5, 2026 | Freddie Mac PMMS; Mortgage News Daily; Bankrate; Money.com; FRED/OBMMIAtlantic Beach Home Sells for $7.8M as High-End Sales Stay Strong
The Jacksonville Daily Record's market coverage for the week ending October 1, 2026 includes an Atlantic Beach home selling for $7.8 million, a Ponte Vedra Beach property selling for more than $11.68 million, and Sekisui House Florida purchasing 56.56 acres in St. Johns County for $14.3 million. Even as the broader market normalizes with more inventory and softer prices, demand at the high end of Northeast Florida remains intact, which matters for sellers pricing realistically and for distressed homeowners who act before a lis pendens advances.
October 1, 2026 | Jacksonville Daily RecordMortgage Rates Hit a One-Year High as Daily Averages Climb Toward 7.5%
Fortune/Mortgage Research Center's national daily survey put the 30-year conventional average at 7.373% on September 29 and 7.455% on September 30, up about 41 basis points from a week earlier and the highest level in a year, with FHA at 6.764% to 6.814%, VA at 6.883% to 6.947%, and USDA at 6.822% to 7.013% over the same two days. Bankrate showed 7.33% (FHA 7.02%, VA 7.04%) and Money.com showed 7.25% to 7.30% APR (FHA 6.76%, VA 6.86%) on September 29, while Norada's read eased 6 basis points to 7.24%, a reminder that daily averages vary by tracker. Freddie Mac's next weekly survey, due Thursday, October 1, will show whether the 7.03% weekly average holds above 7%. For buyers, locking a rate protects against further upward movement; for homeowners in adjustable loans or behind on payments, reviewing options early matters more than ever.
September 29-30, 2026 | Fortune / Mortgage Research Center; Bankrate; Money.com; Norada Real EstateJacksonville Daily Record: Top Home Sale of the Week Reaches $7 Million
The Jacksonville Daily Record's top-10 sales report for the week of September 14-20, 2026 shows continued strength at the high end of the Northeast Florida market: a $7 million sale (7,218 square feet) led the region across Baker, Clay, Duval, Nassau, and St. Johns counties, followed by a $3.97 million St. Johns County sale. The report is a reminder that even as the broader market normalizes with more inventory and softer prices, demand for quality homes in Northeast Florida remains intact, which matters for sellers pricing realistically and for distressed homeowners who act before a lis pendens advances.
September 28, 2026 | Jacksonville Daily RecordFreddie Mac's Weekly Survey Crosses 7% for the First Time Since January 2025
Freddie Mac's Primary Mortgage Market Survey put the 30-year fixed rate at 7.03% for the week ending September 24, 2026, up from 6.95% the prior week and the first weekly average above 7% since January 2025; one year ago the 30-year averaged 6.30%. The 15-year averaged 6.42%, up from 6.26%. The move extends the run-up that began with the Federal Reserve's September 15-16 rate hike, its first since 2023. For buyers, locking a rate now protects against further upward movement; for homeowners in adjustable loans or behind on payments, reviewing options early matters more than ever.
September 24, 2026 | Freddie Mac PMMSMortgage Rates Keep Inching Upward as Daily Reads Approach 7.5%
According to Fortune/Mortgage Research Center, the 30-year conventional average rose to 7.229% on September 25 and 7.361% by September 28, up about 27 basis points from a week earlier, with FHA at 6.66% to 6.80% over the same stretch; U.S. News/Zillow's 30-year purchase-rate read hit 7.477% on September 25. Government-backed loans still run below the conventional average by survey, and VA and USDA 0% down programs remain valuable alternatives for eligible buyers. With the 30-year at its highest level of 2026, the affordability squeeze is the defining story for buyers, and a rate lock plus a side-by-side comparison of loan programs has rarely mattered more.
September 25-28, 2026 | Fortune / Mortgage Research Center; U.S. News / ZillowFlorida Falls to Third-Worst Foreclosure Rate in August as U.S. Filings Rise 13%
ATTOM's August 2026 U.S. Foreclosure Market Report, released September 17, 2026, counts 40,277 U.S. properties with foreclosure filings, up 1% from July and 13% from a year earlier, with one filing per 3,569 housing units and completed foreclosures up 42% year-over-year. Florida slipped from the nation's worst rate to third among states, with one filing per 2,397 housing units, behind South Carolina (one per 1,547) and Nevada (one per 1,920). The Jacksonville metro figure was not broken out in the coverage reviewed; its most recent metro-level ranking remains No. 8 among large U.S. metros at roughly 0.31% of housing units (H1 2026). Distressed volume keeps rising from a low base, so homeowners served a lis pendens notice should act early, while listing inventory holds value.
September 17, 2026 | ATTOM Data / HousingWire / The MortgagePointMortgage Rates Hold Above 7% on Daily Reads After the Fed's Hike
Freddie Mac's weekly survey put the 30-year fixed at 6.95% for the week ending September 17, 2026, the highest weekly average in over a year, and daily marketplace averages have since held above 7% in the wake of the Fed's first rate hike since 2023. Bankrate's national survey showed 7.15% on September 22 (up from 7.12%), with Mortgage News Daily near 7.17%, Yahoo Finance near 7.03%, and U.S. News/Zillow near 7.23%. FHA ran about 6.5% to 6.7% by survey (Money.com, Sept 22; LendingTree September survey), VA about 6.58% (Money.com, Sept 22), and USDA guaranteed loans about 6.25% (Sept 7). For buyers, locking a rate protects against a market marching higher; for homeowners in adjustable loans and distress, reviewing options now matters more than ever.
September 22, 2026 | Freddie Mac PMMS; Bankrate; Money.com; Mortgage News DailyMortgage Rates Average 6.95%, Their Highest in Over a Year, After the Fed Hikes
Freddie Mac's weekly survey put the 30-year fixed at 6.95% for the week ending September 17, 2026, up 19 basis points from 6.76% the prior week and up from 6.26% a year earlier; the 15-year averaged 6.26%. The jump followed the Federal Reserve's September 15-16 decision to raise its benchmark rate 25 basis points to a target range of 3.75% to 4.00%, its first hike since 2023. FHA averaged about 6.78% (Bankrate, Sept 20), VA ran roughly 6.4% to 6.9% by lender, and USDA guaranteed loans averaged about 6.25%. For buyers, locking a rate early protects against a market marching higher.
September 17-20, 2026 | Freddie Mac PMMS; Federal Reserve; BankrateDuval County Foreclosure Filings Ease to 287 in August, the Lowest Since April
An analysis of Fourth Judicial Circuit public records, published September 16, 2026 by Helping Hand Homes FL, counted 287 foreclosure cases filed in Duval County in August, down from 310 in July and the lowest monthly count since April 2026. Filings are public record through the Duval County Clerk of Courts, with scheduled sales at duval.realforeclose.com. One soft month does not change the bigger picture of elevated, above-baseline distress, but it is a reminder that monthly filing volume moves in both directions, and homeowners facing a notice should act while options remain open.
September 16, 2026 | Helping Hand Homes FL / Fourth Judicial Circuit public recordsNorth Florida Home Sales Slip in August While Prices Stabilize
Florida Politics, via Clay Today Online (September 17, 2026), reported that North Florida home sales slipped notably in August while prices stabilized, matching NEFAR's six-county read of 1.6% fewer median prices and more inventory. For sellers, realistic pricing and professional marketing matter more than ever; for buyers, more homes and longer timelines add negotiating room. For homeowners under financial pressure, a stable-value market is a good environment to act in before a lis pendens advances.
September 17, 2026 | Florida Politics / Clay Today OnlineJacksonville Stays Resilient Heading Into 2027 With a Roughly 3.7-Month Supply
A September 16, 2026 market outlook from Moving to Florida Guide describes Jacksonville as resilient through September 2026, with single-family inventory near a 3.7-month supply and buyers continuing to step up. Combined with NEFAR's August data, the read is a market normalizing rather than gyrating, which matters for distressed homeowners: when values hold, a short sale or well-timed traditional sale can protect more equity than in a falling market.
September 16, 2026 | Moving to Florida GuideMortgage Rates Cross 7% on Daily Reads, Hitting Their Highest Levels of 2026
Freddie Mac's weekly survey put the 30-year fixed at 6.76% for the week of September 10, 2026, up from 6.71% and 6.66% in the two prior weeks, and 6.35% a year earlier. Daily marketplace data then crossed the 7% mark: on September 15, Fortune reported the 30-year conventional rate at 7.04%, up 25 basis points week over week. The 15-year fixed averaged 6.09%. FHA rates averaged about 6.25% (LendingTree), and VA rates ranged from roughly 5.7% to 6.5% by lender. For buyers, locking a rate early protects against a market marching higher; for homeowners in adjustable loans, it is worth reviewing options now.
September 15-16, 2026 | Freddie Mac PMMS; Fortune; LendingTreeJacksonville Ranks a Top-7 'Boomtown' in LendingTree's Study of the 50 Largest U.S. Metros
An analysis by LendingTree of the nation's 50 largest metro areas, reported by What's Up Jacksonville on September 10, 2026, placed Jacksonville at No. 7 in its ranking of \"boomtowns.\" The ranking reinforces the local story the data has been telling all year: strong migration and demand keep Northeast Florida's market from stalling, even as mortgage rates push higher. For sellers and investors, it is a reminder that a balanced market here still has underlying momentum.
September 10, 2026 | What's Up Jacksonville / LendingTreePonte Vedra Beach Posts a $19.75M Sale as the Luxury Market Stays Active
The Jacksonville Daily Record's top-10 sales report for the week of August 31 to September 6, 2026 shows continued strength at the high end of the market: a $19.75 million sale at 1197 Ponte Vedra Blvd. in Ponte Vedra Beach, a $4.675 million sale at 2407 S. Ponte Vedra Blvd., and a $7.7 million sale at 3211 Ocean Drive in Jacksonville Beach. A separate September 11, 2026 market snapshot put the Ponte Vedra Beach median list price near $1.7 million across 203 active listings, with median MLS sold prices near $1.2 million across 184 closings. This is a reminder that Northeast Florida's most expensive markets are still moving.
September 14 & 11, 2026 | Jax Daily Record; Krista Fracke RealtyATTOM: One in Every 635 Jacksonville Homes Received a Foreclosure Filing in Q2 2026
ATTOM Data's Q2 2026 figures show one in every 635 Jacksonville housing units received a foreclosure filing in the quarter, and the metro ranked No. 11 among major U.S. metros (population 1 million or more) for its Q1 2026 filing rate. Florida ranked second nationally in foreclosure starts in both Q1 (10,099) and H1 2026 (20,358). Jacksonville's H1 2026 filing rate ran at roughly 0.31% of housing units. Distressed volume keeps climbing from a low base, and early action remains the best protection for homeowners who receive a lis pendens notice.
September 2026 | ATTOM Data; PR Newswire; Move With MomentumNEFAR: Northeast Florida Median Home Price Dips 1.6% in August as Market Balances
NEFAR's August 2026 report, released September 11, 2026, shows the six-county single-family median price at $397,420, down 1.6% in August, with 1,696 closed sales, 6,103 active listings (a 3.6-month supply), and a median 31 days on market. Duval held at $335,000, St. Johns fell 2.7% from July to $573,250 (up 4.2% year-over-year), Clay rose 2.5% to $369,000, and Nassau came in near $454,000 with closed sales up about 29% from July. The takeaway: more inventory, fewer sales, and more negotiating power for buyers, a market normalizing rather than crashing.
September 11, 2026 | NEFAR / News4JAX / Jacksonville Daily RecordMortgage Rates Surged Higher in Mid-September, Now Near Their 2026 Highs
Freddie Mac's weekly survey put the 30-year fixed mortgage at 6.76% for the week of September 10, 2026, up from 6.71% the prior week, and several outlets described the week as one where rates "surged higher," with the 30-year entering mid-September near 6.88% on some daily reads. Bankrate's national average ran near 6.92% (about 7.00% APR). FHA, VA, and USDA averages each ran near 6.25%, and USDA Direct loans remained at 5.25%. Fannie Mae and the MBA forecast rates hovering roughly between 6% and 7%.
September 10-14, 2026 | Freddie Mac PMMS; Bankrate; Veterans United; MortgageDaily; Yahoo FinanceJacksonville Metro Described as Resilient in September
Realtor.com described the Jacksonville market as resilient in mid-September 2026, with buyers "stepping up again," inventory at roughly a 3.9-month supply, and new listings spending about 30 days on market. The description matches NEFAR's county-level August data, where Duval held its median at $335,000. For distressed homeowners, a stabilizing market means a short sale or traditional sale can protect more equity than in a falling market, so acting early remains the best strategy.
September 10, 2026 | Realtor.com Jacksonville outlookForeclosure Activity Stayed Elevated Year-Over-Year in July 2026
ATTOM's July 2026 monthly data (released August 27) counts 39,906 U.S. properties with foreclosure filings, up 10% from a year earlier, with foreclosure starts up 10% and bank repossessions up 23% from July 2025. Florida ranked among the three worst states. The Jacksonville metro's H1 2026 filing rate ran at roughly 0.31% of housing units, and foreclosure-listing sites showed about 1,323 Jacksonville-area foreclosure homes listed in September 2026. Activity remains well below crisis-era peaks, but distressed volume keeps rising.
August 27, 2026 | ATTOM Data / HousingWireNational Headlines Say Florida Housing Is in 'Meltdown' - Here Is What the Local Data Really Shows
A September 2 Telegraph story framed Florida's housing market as going into "meltdown," citing price discounts and distressed sellers. But the Northeast Florida data tells a more measured story: NEFAR's August 2026 numbers show a market balancing, not collapsing, with the six-county median down 1.6% to $397,420 and a 3.6-month supply. Prices are normalizing after a long run-up, distressed volume is rising from a low base, and elevated rates and insurance costs are squeezing affordability. That is pressure, not panic, and it is exactly why a conversation with an experienced broker is worth having before you act.
September 2, 2026 | The Telegraph; NEFAR August 2026 dataDuval County Lis Pendens and Foreclosure Starts Hit a Five-Year High
The Jacksonville Daily Record reports that Duval County foreclosure-start and lis pendens volume has reached levels not seen in the prior five years, a leading indicator of rising distress across Northeast Florida. Because Florida is a judicial foreclosure state, a lis pendens is the formal notice a lender files when a foreclosure lawsuit begins, and its rising volume signals that more homeowners are coming under financial pressure. Acting early, before that notice advances to auction, is the best way to protect your options.
2026 | Jacksonville Daily RecordJacksonville Housing Market Is Stabilizing, Not Crashing: What the Data Shows
The latest figures paint a picture of a market finding balance rather than falling. NEFAR's August 2026 report, released September 11, put the six-county median at $397,420, down 1.6%, with a 3.6-month supply and a median 31 days on market. Duval County's median held at $335,000, with more inventory and longer days on market giving buyers negotiating room. The key takeaway: prices are normalizing after years of rapid growth, not collapsing. For distressed homeowners, the same market still offers options like loan modifications and short sales before a foreclosure filing advances.
Updated September 16, 2026 | NEFARFlorida's Housing Market Looks Frozen, but New Construction Offers a Way Out
Florida Trend's weekly real estate commentary (Aug 24-25, 2026) looks at a market where existing-home sales have slowed as mortgage rates hold in the mid-6% range. The report points to new construction as a key release valve. It also notes that the Florida Hometown Heroes first-time buyer assistance program reopened August 18, with reduced funding and eligibility restricted to essential workers. For buyers across Northeast Florida, new construction and state assistance programs remain important levers in a higher-rate market.
August 24-25, 2026 | Florida TrendFirst Coast Housing Sales in July Lean in Favor of a Buyer's Market
Florida Politics reports that July 2026 housing data across the First Coast shows the market leaning increasingly in favor of buyers. With growing inventory, more time to make decisions, and moderating prices, the region is moving toward a balanced market. NEFAR characterized the market as "moving toward being balanced" and increasingly favorable for buyers. The report notes that buyers now have more choices and negotiating power than in recent years.
July 2026 | Florida Politics / NEFARJacksonville Metro Home Prices Rise 2.2% YoY as Market Finds Balance Mid-Year
Action News Jax reports the Jacksonville metro median sale price reached approximately $374,859 in the Action News Jax mid-year market review (Aug 4, 2026), with 12,789 active listings and 4.5 months of supply. Median days on market rose to 71.2, signaling a more balanced market for buyers. The report highlights moderating price growth and rising inventory as key trends in Northeast Florida.
August 4, 2026 | Action News Jax Mid-Year ReviewMarket Shift Makes for a 'Normalized' Home Market in Northeast Florida
The Jax Daily Record reports that the Northeast Florida housing market has moved into a "normalized" phase, with inventory rebounding and market conditions leaning in favor of buyers. The report highlights how the region has shifted from the rapid appreciation of recent years into a more sustainable growth pattern, giving buyers additional negotiating room and more time to make decisions.
January 23, 2026 | Jax Daily RecordForeclosed Homes Give Buyers Another Path to Savings as Listings Hit Six-Year High
Florida Realtors reports that foreclosed homes nationally sold for a median 27.2% below estimated value in mid-2026, and foreclosure listings reached a six-year high. The report highlights a potential opportunity for cost-conscious buyers in Florida markets, where foreclosure activity leads the nation. Distressed properties are drawing increased buyer interest.
July 2026 | Florida Realtors / Realtor.comFlorida Leads Nation in Foreclosure Filings, but Experts Say It's Not a Repeat of 2008
News4JAX reports that while Florida leads the nation in foreclosure filings in 2026, experts including the incoming NEFAR president say the current situation is "not even close" to the 2008 housing crisis. Foreclosure pressure is more concentrated in South Florida, where post-Surfside condominium collapse led to higher fees, while Northeast Florida's market is described as "normalizing" rather than distressed.
January 20, 2026 | News4JAXForeclosures Climb 21% Nationally as Timelines Shorten to Lowest Since 2013
HousingWire reports the average time to complete a foreclosure fell to 563 days in Q2 2026, the shortest since 2013, as lenders process cases more efficiently. Foreclosure starts rose 18% and REO completions climbed 33%. Nationally, 227,548 properties had filings in H1 2026. Distressed sales as a share of total closings remain at historic lows, but foreclosure listings are drawing 26.5% more buyer page views than average listings.
July 17, 2026 | HousingWire / ATTOM DataFlorida Posts Nation Worst Foreclosure Rate in First Half of 2026
ATTOM Data midyear report shows Florida leading the nation with a 0.27% foreclosure filing rate (1 in every 373 housing units). The Jacksonville metro area ranked #8 among worst-hit metros at 0.31%. Nationally, 227,548 properties had filings in H1 2026, up 21% year-over-year. Foreclosure starts rose 18% and REO completions rose 33%. Experts note current levels remain well below 2008-2016 crisis peaks.
July 17, 2026 | News4JAX / ATTOM Data / PR NewswireJacksonville Ranks Top 10 in U.S. Cities with Worst Mid-Year Foreclosure Rate
Action News Jax reports Jacksonville ranked among the top 10 U.S. cities for foreclosure rate in H1 2026, at 0.31% of housing units. The report highlights the post-pandemic unwinding of protections and rising insurance costs as key drivers. Florida leads the nation with 27,494 properties in foreclosure.
July 17, 2026 | Action News JaxMedian Sale Price in Northeast Florida Rises to $420,000 in June
NEFAR reported the median single-family home price rose 2.4% from May and 7.9% year-over-year. Pending sales fell 32.5% from May to 1,301, while closed sales increased 1.7% to 2,100. Active inventory grew 8.6% from May to 7,216 homes. New listings fell 6.2% to 2,608. The market continues to show signs of cooling demand despite rising prices.
July 13, 2026 | Jacksonville Daily RecordFirst Coast Foreclosure Filings Climb 35% Year-over-Year
Duval County led the region with nearly 47% growth in foreclosure filings year-over-year. The increase reflects rising insurance costs, elevated mortgage rates, and the full unwinding of pandemic-era protections. Jacksonville overall filings rose 21.6%. Industry analysts describe the trend as a market adjustment rather than a homeowner crisis.
June 11, 2026 | Jacksonville Business JournalNortheast Florida Home Prices Rise in June as Inventory Gives Buyers More Choices
News4JAX reports NEFAR data showing a fourth straight month of price increases across the six-county region. Prices rose while inventory grew, giving buyers more options and negotiating power. The regional median of $420,000 represents a 7.9% increase year-over-year with homes selling in a median of 31 days.
July 10, 2026 | News4JAXFlorida Leads Nation in June Foreclosure Filings
Florida Trend reports Florida registered 4,871 foreclosure filings in June 2026, the highest of any state. That is one filing for every 2,106 housing units. The report cites insurance costs, HOA fees, and property taxes as primary drivers. Analysts note the trend reflects a market adjustment rather than a repeat of the 2008 crisis.
July 27, 2026 | Florida TrendJacksonville Posts Nation Largest Decline in Active Listings
The Jacksonville Business Journal reports Jacksonville active listings fell 16.6% year-over-year in June 2026, the steepest decline among the nation 50 largest metros. The shrinking inventory comes as median home prices continue rising, putting pressure on buyers who are already facing elevated mortgage rates.
July 13, 2026 | Jacksonville Business JournalCash Home Sales Surge to 39.3% of Jacksonville Transactions
Cash home buying companies are expanding services across Northeast Florida, with cash sales reaching 39.3% of all transactions in the Jacksonville metro. These services increasingly target homeowners facing foreclosure, probate, divorce, and distressed property situations, offering 24-hour offers and 7-day closings. The trend reflects growing distress in the market alongside rising property costs.
July 17, 2026 | EINPresswire / Kitsap SunJacksonville Ranked #1 U.S. Market for First-Time Homebuyers
Zillow ranked Jacksonville the top market for first-time homebuyers nationally in April 2026. The ranking cited improving affordability, rising inventory, and less competition as key factors. For buyers entering the market, the combination of growing options and moderating prices creates a more favorable environment than in recent years.
April 8, 2026 | News4JAX / ZillowNEFAR: Northeast Florida Housing Market Enters Summer with Rising Prices and Changing Inventory
NEFAR's May 2026 market report showed continued price growth alongside moderating sales activity and changing inventory levels. The report described the market as entering a summer season with more balance than in prior years. Homes sold in a median of 35 days at 97.8% of list price during May.
June 11, 2026 | NEFAR Market ReportReal Estate Executives See Northeast Florida Market Finding Balance
The Jacksonville Business Journal reported in January 2026 that real estate executives see the Northeast Florida market finding balance after years of rapid price growth. Modest price increases, steady rental growth, and rebuilding buyer confidence were cited as signs of a stabilizing market post-pandemic.
January 16, 2026 | Jacksonville Business JournalDisclaimer: Market statistics are based on publicly available data from NEFAR, ATTOM Data, NerdWallet, Bankrate, Fortune, Veterans United, USDAloans.com, Jacksonville Business Journal, News4JAX, Florida Politics, and other sources as of 2026-10-21. Actual values may vary by specific location, property condition, and market conditions. For the most current data and a personalized market analysis, contact Randy Swihart directly.
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