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Real Estate Insights

Over 40 years of experience, distilled into actionable advice. No hype — just honest guidance to help you make smart real estate decisions.

St. Johns County Home Sales Slowed in September as Prices Inched Up
Market Insight 2026-10-21

St. Johns County Home Sales Slowed in September as Prices Inched Up

The St. Johns County September 2026 real estate report shows the single-family median up 2.5% year over year to $573,750 even as closed sales fell 11.4% to 396. What it means for buyers, sellers, and homeowners facing distress.

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Mortgage Rates Hold Near Monthly Lows Into Late October. What NE Florida Buyers Should Know
Market Insight 2026-10-21

Mortgage Rates Hold Near Monthly Lows Into Late October. What NE Florida Buyers Should Know

After the climb stalled, daily mortgage averages drifted to about 7.3% to 7.4% through October 19-21, with Freddie Mac's weekly survey holding at 7.40%. Here is what it means, and where FHA, VA, and USDA still offer alternatives.

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Mortgage Rates Hold at 7.40% as Daily Averages Ease. What NE Florida Buyers Should Know
Market Insight 2026-10-18

Mortgage Rates Hold at 7.40% as Daily Averages Ease. What NE Florida Buyers Should Know

Freddie Mac's weekly survey held the 30-year fixed rate at 7.40% for the week ending October 15, 2026, the first pause after seven straight weekly increases, while daily averages ticked lower. Here is what it means.

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Out-of-State Investors Are Betting Big on Jacksonville's Housing Market
Local Market 2026-10-16

Out-of-State Investors Are Betting Big on Jacksonville's Housing Market

A Utah-based investor group bought 21 Jacksonville workforce homes through JWB Real Estate Capital and plans about 100 a year. Here is what the story means for buyers, sellers, and renters.

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Northeast Florida Home Sales Slide Again in September. Here Is What the Data Shows
Market Insight 2026-10-15

Northeast Florida Home Sales Slide Again in September. Here Is What the Data Shows

Northeast Florida closed sales fell for a third straight month in September while the median price held near $399,000. What the numbers mean for buyers, sellers, and homeowners facing distress.

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Jacksonville's September Housing Numbers: 1,679 Sales at a $405,000 Median
Market Insight 2026-10-14

Jacksonville's September Housing Numbers: 1,679 Sales at a $405,000 Median

A city-level October 2026 update puts Jacksonville's September single-family median at $405,000 across 1,679 closed sales, with 41 days on market and a 98.7% sale-to-list ratio. Here is what the numbers mean.

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Foreclosure & Bank-Owned Listings in Northeast Florida: What the October Snapshot Shows
Foreclosure Trends 2026-10-14

Foreclosure & Bank-Owned Listings in Northeast Florida: What the October Snapshot Shows

An October 13, 2026 snapshot counted 8 active foreclosure and bank-owned listings in Northeast Florida with a median list price of $402,000. Here is what the distressed-listing data shows.

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Northeast Florida Home Prices Rise to $399,000 in September as Affordability Slips
Market Insight 2026-10-12

Northeast Florida Home Prices Rise to $399,000 in September as Affordability Slips

NEFAR's September 2026 report shows the six-county median at $399,000, up 1.1%, with sales down 9.5% and the affordability index at 81. What it means for buyers, sellers, and homeowners facing distress.

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Mortgage Rates Average 7.40%, Their Highest in Nearly Three Years. What NE Florida Buyers Should Know
Market Insight 2026-10-12

Mortgage Rates Average 7.40%, Their Highest in Nearly Three Years. What NE Florida Buyers Should Know

Freddie Mac's weekly survey put the 30-year fixed rate at 7.40% for the week ending October 8, 2026, up from 7.28%. Here is what it means, and where FHA, VA, and USDA programs still offer alternatives.

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Mortgage Rates Sit at a Nearly Three-Year High as Buyer Demand Shrinks. What NE Florida Homeowners Should Know
Market Insight 2026-10-07

Mortgage Rates Sit at a Nearly Three-Year High as Buyer Demand Shrinks. What NE Florida Homeowners Should Know

CNBC reports mortgage rates are near a three-year high with demand shrinking, citing a 7.49% MBA average contract rate. Here is what it means, and where FHA, VA, and USDA programs still offer alternatives.

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Mortgage Rates Jump to 7.28%, Their Highest Since Late 2023. What NE Florida Buyers Should Know
Market Insight 2026-10-05

Mortgage Rates Jump to 7.28%, Their Highest Since Late 2023. What NE Florida Buyers Should Know

Freddie Mac's weekly survey put the 30-year fixed rate at 7.28% for the week ending October 1, 2026, up 25 basis points, the sixth straight weekly increase. Here is what it means, and where FHA, VA, and USDA programs still offer alternatives.

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An $11.68M Ponte Vedra Beach Sale Leads a Strong Week for Northeast Florida's High End
Local Market 2026-10-05

An $11.68M Ponte Vedra Beach Sale Leads a Strong Week for Northeast Florida's High End

A Ponte Vedra Beach property sold for more than $11.68 million and an Atlantic Beach home for $7.8 million in the latest week of sales, showing the high end is still moving as the broader market normalizes.

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Mortgage Rates Hit a One-Year High. What NE Florida Buyers Should Know
Market Insight 2026-09-30

Mortgage Rates Hit a One-Year High. What NE Florida Buyers Should Know

The 30-year conventional average reached a one-year high of about 7.46% on September 30, 2026, with FHA, VA, and USDA rates climbing too. Here is what it means, and where government-backed programs still offer alternatives.

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Freddie Mac's Weekly Survey Crosses 7% for the First Time Since January 2025. What NE Florida Buyers Should Know
Market Insight 2026-09-28

Freddie Mac's Weekly Survey Crosses 7% for the First Time Since January 2025. What NE Florida Buyers Should Know

Freddie Mac's weekly survey put the 30-year fixed rate at 7.03% for the week ending September 24, 2026, the first time the weekly average has topped 7% since January 2025. Here is what the climb means, and where FHA, VA, and USDA still offer alternatives.

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Florida Drops to Third-Worst Foreclosure Rate in August. What It Means for NE Florida
Foreclosure Trends 2026-09-23

Florida Drops to Third-Worst Foreclosure Rate in August. What It Means for NE Florida

According to the ATTOM August 2026 report, Florida slipped from the worst to the third-worst US foreclosure rate while national filings climbed 13% year over year. What it means for homeowners and investors.

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Mortgage Rates Hold Above 7% on Daily Reads. What NE Florida Buyers Should Know
Market Insight 2026-09-23

Mortgage Rates Hold Above 7% on Daily Reads. What NE Florida Buyers Should Know

Daily mortgage averages are holding above 7% after the Federal Reserve raised rates for the first time since 2023, with the Freddie Mac weekly survey at 6.95%. What it means, and where FHA, VA, and USDA still offer alternatives.

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Mortgage Rates Average 6.95%, Their Highest in Over a Year. What NE Florida Buyers Should Know
Market Insight 2026-09-21

Mortgage Rates Average 6.95%, Their Highest in Over a Year. What NE Florida Buyers Should Know

Freddie Mac's weekly survey put the 30-year fixed rate at 6.95% for the week ending September 17, 2026, after the Fed's first rate hike since 2023. Here is what it means for buyers, and where FHA, VA, and USDA still offer alternatives.

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Duval County Foreclosure Filings Eased in August. Here Is What It Means for Homeowners
Foreclosure Trends 2026-09-21

Duval County Foreclosure Filings Eased in August. Here Is What It Means for Homeowners

Foreclosure filings in Duval County fell to 287 in August 2026, the lowest monthly count since April. One soft month is not a trend, but here is what the public-record data shows and what it means if you are facing distress.

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Mortgage Rates Cross 7% on Daily Reads. What NE Florida Buyers Should Know
Market Insight 2026-09-16

Mortgage Rates Cross 7% on Daily Reads. What NE Florida Buyers Should Know

Daily marketplace data pushed the 30-year fixed rate past 7% in mid-September 2026, and Freddie Mac's survey put the average at 6.76%. Here is what the climb means, and where FHA, VA, and USDA still offer alternatives.

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Jacksonville Named a Top-7 'Boomtown' in a New LendingTree Study
Market Insight 2026-09-16

Jacksonville Named a Top-7 'Boomtown' in a New LendingTree Study

LendingTree ranked Jacksonville among the fastest-growing large U.S. metros in 2026. Here is what the ranking means for Northeast Florida buyers, sellers, and investors.

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Ponte Vedra Beach's Luxury Market Stays Strong With a $19.75M Sale
Local Market 2026-09-16

Ponte Vedra Beach's Luxury Market Stays Strong With a $19.75M Sale

A near-$20 million Ponte Vedra Beach sale and climbing median sold prices show Northeast Florida's high end is still moving. Here is the latest data.

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Northeast Florida Home Prices Dip 1.6% in August as the Market Balances
Market Insight 2026-09-14

Northeast Florida Home Prices Dip 1.6% in August as the Market Balances

NEFAR's August 2026 report shows the six-county median at $397,420, down 1.6%, with more inventory and fewer sales. Here is what it means for buyers, sellers, and homeowners facing distress.

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Mortgage Rates Hit Their Highest Level of 2026. What NE Florida Buyers Should Know
Market Insight 2026-09-07

Mortgage Rates Hit Their Highest Level of 2026. What NE Florida Buyers Should Know

The 30-year fixed rate averaged 6.71% in early September 2026, the highest since July 2025. Here is what it means for buyers, and why FHA, VA, and USDA programs still offer alternatives.

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Is the Jacksonville Housing Market About to Crash? What the Latest Data Shows
Market Insight 2026-09-02

Is the Jacksonville Housing Market About to Crash? What the Latest Data Shows

The latest Northeast Florida data shows a market stabilizing, not crashing. Here is what the numbers say about prices, inventory, and what it means for distressed homeowners.

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New Construction Is a Way Out of Florida's Slower Housing Market
Market Insight 2026-08-25

New Construction Is a Way Out of Florida's Slower Housing Market

Florida Trend points to new construction as the way forward in a slower market,and the Hometown Heroes program has reopened with limits. What it means for Northeast Florida buyers.

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Foreclosures Are Rising in Florida — What It Means for Homeowners and Investors
Foreclosure Trends 2026-08-06

Foreclosures Are Rising in Florida — What It Means for Homeowners and Investors

Florida leads the nation in foreclosure filings in 2026, but experts say it is not 2008 all over again. Learn what is driving the increase and what options exist.

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Foreclosure Trends in Northeast Florida 2026 — What Homeowners Need to Know
Foreclosure Trends 2026-07-16

Foreclosure Trends in Northeast Florida 2026 — What Homeowners Need to Know

Foreclosure filings in Northeast Florida are rising. Learn what the data shows, why it matters, and what options you have if you are facing financial distress.

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What I Wish I Knew About Buying and Selling Real Estate in Florida
Real Estate Tips 2026-07-10

What I Wish I Knew About Buying and Selling Real Estate in Florida

Let my 40+ years of experience help guide you and reduce your stress of what to do. Sometimes now may not be the best time to sell or buy. I provide you with options.

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What Are Your Options When Facing Foreclosure in Florida?
Foreclosure Help 2026-07-05

What Are Your Options When Facing Foreclosure in Florida?

A lis pendens notice doesn't mean the end. It means you have choices. From short sales to loan modifications, here's what Florida homeowners need to know.

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Sometimes Now May Not Be the Best Time to Sell or Buy
Market Insight 2026-06-28

Sometimes Now May Not Be the Best Time to Sell or Buy

Timing matters in real estate. I provide you with honest advice, not pressure. Here's how to know when the market is right for your situation.

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